“Our mission is to ensure that all creditworthy SMEs and individuals have access to capital and protection through simple and affordable solutions.”
— Randy Sim, Group CEO of IFS Capital Limited
About Us
IFS Capital Limited (“IFS”) is a regional provider of commercial financing services such as Accounts Receivable Purchase (Domestic and/or Export), property financing, hire-purchase/leasing, term loans, working capital loans and government-assisted schemes to business enterprises.
The Group also manages a diversified business portfolio from Asset Management to Insurance and FinTech.
IFS was incorporated in Singapore in 1987 and has been listed on the Mainboard of the Singapore Exchange (SGX) since July 1993.
IFS Capital Group operates in South-East Asia
Our regional presence allows us to provide cross-border financing solutions through our subsidiaries.
By providing these facilities in their domestic currencies, our clients avoid the need to hedge against that currency.
Thailand
Singapore
Indonesia
Malaysia
Our Values
We hold ourselves to high ethical standards in order to build our company to be a force for good within our communities.
We deeply value honesty, welcome constructive disagreement, and insist on personal accountability.
Do the right thing
We strive to develop our talents and abilities continuously through active learning and taking on increasing responsibilities, in order to achieve greater success for ourselves and our company in the long run.
We do not allow existing limitations to confine our creativity and aspirations.
Operate with a growth mindset
We set ambitious objectives for our business drivers and evaluate our performance honestly and regularly.
We commit to continuous improvements in our products and services in order to find new ways to serve our clients and stakeholders through business cycles.
Drive results
We understand that trust is difficult to gain, but easily lost.
We strive for positive-sum outcomes in all our dealings over time.
Build and maintain trust
We take personal ownership of our mission.
We have a responsibility to ourselves and our stakeholders to be a profitable and enduring company through high quality decision-making, balanced risk-taking, and financial prudence.
Think and act like owners
Our Associated Companies & Subsidiaries
The Group manages a diverse portfolio of subsidiaries that range from General Insurance to FinTech and Asset Management.
ECICS Limited, a wholly-owned subsidiary, provides insurance protection for families and homes, focusing on personal lines and supplementary insurance.
Friday Finance (IFS Consumer Services Private Limited), a licensed moneylender in Singapore, provides consumer loans via a digital portal with a focus on financial wellness and at an affordable and transparent pricing.
Lendingpot operates an online Business Loan Marketplace, a digital platform which allows small business owners to instantly connect with relationship managers of up to 45 financial institutions in Singapore to find the best business loan for them.
IFSAM aims to provide institutional and individual investors with the opportunity to participate directly and securely through direct lending to SME borrowers in this rapidly growing market segment in Singapore and ASEAN.
IFS is also a part of the PhillipCapital network of companies, an integrated Asian financial house with a global presence that is able to provide a full range of solutions for individuals, family offices, corporate and institutional clients.
